ACH & Check Guarantee Merchant Account Services

Start accepting and processing checks electronically! ACH and Check Guarantee Services

Our ACH and Check Guarantee services enable both online and traditional merchants to process both paper and electronic check payments directly from their website or traditional storefront business. We make it easy for online businesses to add an electronic check payment option to their eCommerce web site. Customers who wish to pay for a purchase with an electronic check can simply select the electronic check option and enter the requested bank account information. Traditional merchants without e-commerce websites can also use electronic check services for periodic or subscription billings.

All check transactions are automatically settled each day. The consumer's account is debited by the Automated Clearing House (ACH), which then transfers the funds to the merchant's account. The Automated Clearing House is the electronic network which transfers and clears funds between banking institutions on behalf of merchants and their customers. Each transaction takes approximately 48 hours to clear. If the account numbers are entered incorrectly or the account has insufficient funds, the merchant is notified so that they can contact the customer.